Rick Norkin, CLU®, moved to the Conejo Valley as a teenager when the sheep outnumbered the people. After graduating from Cal State Northridge Rick has worked exclusively in the financial services industry, first as a banker and since 1997 as a financial advisor. Rick is an avid golfer. He and his wife, Marta, have three children and 5 granddaughters. Rick specializes in retirement planning and corporate 401(k) pension plans.